Canada Life - Freedom to Choose - Select Elite (With Dental)

• 100% reimbursement for ground or air transport

• Waiting period: 3-month no-claims waiting period
• Deductible of $25 per person to a maximum of $50 per family per calendar year
• 80% reimbursement for endodontic, periodontal, oral surgery services and other covered routine services; $1,000 per person per calendar year
• 100% reimbursement for accidental injury to natural teeth
• 50% reimbursement for major services (e.g. crowns, bridges, dentures, etc.); $750 per person per calendar year

• 100% reimbursement up to a maximum of $500 every 5 years

• 100% reimbursement to a combined maximum of $7,500 per person each calendar year for in-home nursing and home care

• 100% reimbursement for selected medical supplies
• $300 maximum per year for orthopedic equipment
• Diabetic equipment – Coverage for blood-glucose, flash glucose, and continuous glucose monitoring machines, including sensors and transmitters for continuous glucose monitoring machines, is limited to $4,000 per calendar year

• Paramedical services include treatment by a licensed chiropractor, dietician, osteopath, physiotherapist, podiatrist, psychologist, social worker, massage therapist, speech therapist, naturopath or acupuncturist
• 100% reimbursement to a maximum of $500 per practitioner per calendar year
• $50 per visit maximum

Drugs that require a prescription by law are covered at:

• 90% reimbursement for the first $10,000
• 100% reimbursement for the next $240,000 for both generic and brand name prescriptions
• $250,000 maximum per person per calendar year
• $7 maximum dispensing fee per prescription
• Disposable needles for use with non-disposable insulin injection devices, lancets, test strips, and sensors for flash glucose monitoring machines

If you live in Quebec, read the Information for Quebec Residents in the FAQ section.

• Consultation services that put you in touch with the world’s best medical specialists to help with diagnosis and treatment planning for serious illnesses

• 100% reimbursement to a maximum of $250 every 2 years for lenses and frames, contacts or laser eye surgery
• $75 for one eye exam every 2 years