Canada Life - Freedom to Choose - Select (Guaranteed Acceptance)

• 100% reimbursement for ground or air transport

• Waiting period: 3-month no-claims waiting period
• Deductible of $25 per person to a maximum of $50 per family per calendar year
• 70% reimbursement for selected routine services (for example, cleanings, scalings, fillings and examinations) to a $350 per person annual maximum
• 100% reimbursement for accidental injury to natural teeth

• 100% reimbursement up to a maximum of $400 every 5 years

• 100% reimbursement to a maximum of $2,500 per person each calendar year for in-home nursing and home care

• 100% reimbursement for selected medical supplies
• $100 maximum per year for orthopedic equipment
• Diabetic equipment – Coverage for blood-glucose, flash glucose, and continuous glucose monitoring machines, including sensors and transmitters for continuous glucose monitoring machines, is limited to $500 per calendar year

• Paramedical services include treatment by a licensed chiropractor, dietician, osteopath, physiotherapist, podiatrist, psychologist, social worker, massage therapist, speech therapist, naturopath or acupuncturist
• 100% reimbursement to a maximum of $300 per practitioner per calendar year
• $30 per visit maximum

Drugs that require a prescription by law are covered at:

• 70% reimbursement for both generic and brand name prescriptions
• $500 maximum per person each calendar year
• $5 maximum dispensing fee per prescription
• Disposable needles for use with non-disposable insulin injection devices, lancets, test strips, and sensors for flash glucose monitoring machines

If you live in Quebec, read the Information for Quebec Residents in the FAQ section.

• Consultation services that put you in touch with the world’s best medical specialists to help with diagnosis and treatment planning for serious illnesses

• 100% reimbursement to a maximum of $150 every 2 years for lenses and frames, contacts or laser eye surgery
• $75 for one eye exam every 2 years