Canada Life - Freedom to Choose - Select

This is a Medically Underwritten plan from Canada Life belonging to their Freedom to Choose Select line of plans.


This type of plan is best for those with minimal health history.


Can apply at anytime.

Includes:
Ambulance Services
Dental Services
Hearing Aids
Nursing & Home Care
Medical Equipment & Supplies
Paramedical Services
Prescription Drugs
Teledoc Services
Vision Care
Available Optional Add-ons:

More information

Ambulance Services
  • 100% reimbursement for ground or air transport
Dental Services
  • Waiting period: 3-month no-claims waiting period
  • Deductible of $25 per person to a maximum of $50 per family per calendar year
  • 70% reimbursement for selected routine services (for example, cleanings, scalings, fillings and examinations) to a $350 per person annual maximum
  • 100% reimbursement for accidental injury to natural teeth
Hearing Aids
  • 100% reimbursement up to a maximum of $400 every 5 years
Nursing & Home Care
  • 100% reimbursement to a maximum of $2,500 per person each calendar year for in-home nursing and home care
Medical Equipment & Supplies
  • 100% reimbursement for selected medical supplies
  • $100 maximum per year for orthopedic equipment
  • Diabetic equipment – Coverage for blood-glucose, flash glucose, and continuous glucose monitoring machines, including sensors and transmitters for continuous glucose monitoring machines, is limited to $500 per calendar year
Paramedical Services
  • Paramedical services include treatment by a licensed chiropractor, dietician, osteopath, physiotherapist, podiatrist, psychologist, social worker, massage therapist, speech therapist, naturopath or acupuncturist
  • 100% reimbursement to a maximum of $300 per practitioner per calendar year
  • $30 per visit maximum
Prescription Drugs

Drugs that require a prescription by law are covered at:

  • 70% reimbursement for both generic and brand name prescriptions
  • $500 maximum per person each calendar year
  • $5 maximum dispensing fee per prescription
  • Disposable needles for use with non-disposable insulin injection devices, lancets, test strips, and sensors for flash glucose monitoring machines

If you live in Quebec, read the Information for Quebec Residents in the FAQ section.

Teledoc Services
  • Consultation services that put you in touch with the world’s best medical specialists to help with diagnosis and treatment planning for serious illnesses
Vision Care
  • 100% reimbursement to a maximum of $150 every 2 years for lenses and frames, contacts or laser eye surgery
  • $75 for one eye exam every 2 years

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