Alberta Blue Cross - Retiree - Premium

• $25,000

Covers trips to hospital in a licensed ambulance in your home province/territory of residence. Covers charges up to the amount between what your government health insurance plan covers and what is reasonable and customary.

• Ground & Air ambulance: 100%

Basic and preventive care

• Includes checkups, cleanings, fillings, extractions and root canals
• 90% reimbursement  

Dentures

• 60% reimbursement

Periodontics

• 90% reimbursement

Extensive

• 60% reimbursement
• Includes crowns, bridges and implants (two year waiting period)

$5,000 combined annual dental maximums

• Hearing aids (per four years): $3,000

• Blood pressure monitor (per five years): $150
• CPAP sleep apnea appliance (per five years): $2,000
• Custom braces (per two years): 70%; $1,000
• Foot orthotics (per two years): $300
• Ileostomy/colostomy, urinary catheters and supplies (per year): $1,200
• Mastectomy prosthesis (per two years): $200 for single; $400 for double
• Maximum per brassiere (maximum two per year): $50
• Medical aids (per year; crutches, canes, cervical collars, walkers, splints, trusses and traction kits): $250
• Oxygen and equipment (per year): $2,500
• Prosthetics (per year): $3,000
• Surgical stockings (per year): $200
• Wheelchair (per three years): $3,000

• Accidental dental care (per incident): $5,000
• Acupuncturist, homeopath, osteopath and naturopath (per visit): $105
• Combined maximum (per year; includes acupuncturist, homeopath, osteopath and naturopath): $650
• Chiropractor (per visit): $75
• Physiotherapist and massage therapist (per visit): $120
• Combined maximum (per year; includes chiropractor, physiotherapist and massage therapist): $1,400
• Podiatrist and chiropodist (per visit): $105
• Combined maximum (per year; includes podiatrist and chiropodist): $500
• Psychologist (including iCBT) (per visit/per year): $225/$1,800
• Speech language pathologist (per visit/per year): $150/$600
• Individual Assistance Program (IAP) (per calendar years): 12 sessions

• 100% reimbursement
• $5 million lifetime maximum
• Coverage provided for the first 120 days of a trip
• Covers travel outside of your province or territory or outside of Canada
• Available until the age of 85

If you have a pre-existing medical condition where symptoms have appeared or required medical attention, hospitalization or treatment (this includes changes in medication or dosage), and existed during the 3 months before your trip, expenses related to this condition are not included.

• Including eye exams (per two years): $600

• Direct bill
• 90% reimbursement
• $5,000 annual maximum
• Weight loss drugs, hair loss and sexual dysfunction drugs ($1,000 per year combined maximum; with overall $5,000 maximum)