Alberta Blue Cross - Blue Choice - Level A

• 100% reimbursement
• $5 million lifetime maximum
• Coverage provided for the first 10 days of a trip
• Covers travel outside of your province or territory or outside of Canada
• Available until the age of 65

If you have a pre-existing medical condition where symptoms have appeared or required medical attention, hospitalization or treatment (this includes changes in medication or dosage), and existed during the 3 months before your trip, expenses related to this condition are not included.

• $15,000

Covers trips to hospital in a licensed ambulance in your home province/territory of residence. Covers charges up to the amount between what your government health insurance plan covers and what is reasonable and customary.

• Ground & Air ambulance: 100%

Basic and preventive care

• Includes checkups, cleanings, fillings, extractions and root canals
• Three-month waiting period
• 70% reimbursement  

Extensive

• 50% reimbursement
• Includes crowns, bridges and implants (two year waiting period)
• $600 first year combined maximum (applies to basic and preventive care only)

• Accidental dental care (per incident): $2,000
• Psychologist (including iCBT) (per visit/per year): $75/$750
• Individual Assistance Program (IAP) (per calendar years): 12 sessions

• Direct bill
• 70% reimbursement
• $10,000 annual maximum
• Reduces to $2,000 per year once any individual turns 65.
• Includes diabetic supplies and Glucose Monitoring Systems (GMS), contraceptives, smoking cessation and vaccines.