Stability Period

Also known as a 'Stability Period Exclusion'.

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This is a provision found in the terms and conditions of all Emergency Travel Medical insurance.

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This is the amount of time that any Medical Condition for which you are receiving Treatment must be 'stable' (i.e. no changes) prior to your departing your home province in order for that condition to be covered.

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Stability Period Exclusions can vary in duration depending on factors such as your age, and medical history (if any).

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Typical duration is 90-days (3-months), but may be 180 days (6-months), or 270 days (9-months).

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It is important that you understand the Stability Period Exclusion that forms your policy to avoid a situation in which you are travelling and are not covered for your medical condition because it isn't considered 'stable' per the terms of your policy.