Dental
Related FAQs
Are orthodontics covered by health insurance?
Most health and dental insurance plans generally do not cover orthodontics.
The few plans that do typically offer limited orthodontic coverage, for example, 50% coverage up to a maximum of $2,000 per lifetime. These plans also usually have a waiting period of about 2 years before the orthodontic benefit becomes available.
The few plans that do typically offer limited orthodontic coverage, for example, 50% coverage up to a maximum of $2,000 per lifetime. These plans also usually have a waiting period of about 2 years before the orthodontic benefit becomes available.
Do I need dental insurance?
Dental coverage is often bundled with health insurance plans, but you also have the option to choose health care coverage only. Deciding whether to have dental insurance is a personal choice.
If you and your family visit the dentist frequently, dental insurance could offer more value for you compared to those who visit less often.
Dental coverage acts more like a financing arrangement rather than traditional insurance. Dental expenses are typically not as financially devastating as major health care costs.
To explore this topic further, read our full blog post: Is Dental Insurance Important to Have?
If you and your family visit the dentist frequently, dental insurance could offer more value for you compared to those who visit less often.
Dental coverage acts more like a financing arrangement rather than traditional insurance. Dental expenses are typically not as financially devastating as major health care costs.
To explore this topic further, read our full blog post: Is Dental Insurance Important to Have?