Manulife - FollowMe - Enhanced

Payments for accidental death or dismemberment directly resulting from an accident, occurring within one year of the date of the accident.

• Up to $25,000 for adults
• Up to $10,000 for children and persons aged 65 years or over

Covers trips to hospital in a licensed ambulance in yourhome province/territory of residence. Covers charges up to the amount betweenwhat your government health insurance plan covers and what is reasonable andcustomary.

Unlimited ground and air transport

Covers the costs to purchase and/or repair up to the allowed maximum.

• $400 per 5 benefit years

• Semi-Private Room
• $175 maximum per day
• 100% reimbursement for first 60 days; 50% fornext 90 days per anniversary year

Personal support worker

• $750 per year

Registered nurse (R.N.), registered practical nurse (R.P.N.)

• $2,000 per year

CPAP machines and supplies

• $250 per 5 years, combined

Hospital beds

• $750 per year, once per lifetime

Oxygen and equipment, respirator/ventilator

• $750 per year, combined

Medical aids (crutches, canes, walkers)

• $150 per year, combined

Wheelchairs

• $1,000 per 5 years
• $5,000 lifetime maximum

Medical supplies (aero chamber, colostomy, urinary catheters and kits, bandages and traction kits)

• $1,000 per year, combined

Prosthesis (ankles, arms, breasts, ears, eyes, feet, fingers, hands, legs, limbs, lenses, toes)

• $1,500 per year, combined

Medical aids (braces, casts, cervical collars, splints, truss, stump socks/stump sheaths)

• $500 per year, combined

Surgical stockings/surgical brassieres

• $250 per calendar year, combined

Wigs

• $150 per year, one per lifetime

Registered Specialists and Therapists

Registered specialists and therapists include acupuncturists, chiropractors, dietitians, osteopaths, podiatrists, naturopaths, chiropodists, registered massage therapists and physiotherapists. Covers charges up to the amount between what your government health insurance plan covers and/or what is reasonable and customary.

• $600 combined per anniversary year

Mental Health and Therapy

Psychologists, psychotherapists, clinical counsellors, registered social workers and speech therapists.

• $65 maximum for initial/subsequent Visits
• 10 maximum visits per year

Drugs that require a prescription by law are covered at:

• 80% reimbursement for both generic prescriptions
• $1,300 maximum per person each calendar year
• $6.50 maximum dispensing fee per prescription (not applicable in Quebec)

Prescription drug coverage in the provinces of British Columbia, Saskatchewan and Quebec is based on calendar year.

If you live in Quebec, the prescription drug coverage available under this plan is limited to costs not covered by the RAMQ Prescription Drug Insurance Plan. It is not intended to be a replacement for the RAMQ Plan. In order to be eligible for coverage under this plan, you must have a provincial health card and be registered under the RAMQ Prescription Drug Insurance Plan or have equivalent coverage under a group plan.

• 100% reimbursement to a maximum of $200 every 2years for lenses and frames, contacts or laser eye surgery
• $60 per 2 benefit years for Optometrist visits

This benefit does not include industrial safety glasses. This benefit is only available where optometrist visits are not covered by a government health insurance plan.