Northwest Territories

GHIP

Northwest Territories provincial health care plan

Eligibility and coverage details for Northwest Territories

GHIP

Who is eligible for the Northwest Territories territorial government health care plan?

All eligible residents of Northwest Territories, including Canadian citizens, permanent residents, and certain individuals on work permits or study visas. Temporary residents may also be covered under specific conditions.

Eligibility criteria for Northwest Territories include being physically present in the province for at least 183 days in a 12-month period, with specific exceptions for students, armed forces members, and others. Registration with the respective health insurance program is mandatory.

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Download the Northwest Territories GHIP Guide – Government Health Insurance Plan (PDF)

Get a complete fact sheet on the Northwest Territories Government Health Insurance Plan (GHIP). This guide explains what is covered-including prescription drugs, dental benefits, vision care, hospital services, ambulance, nursing, home care, and more-so you’ll know exactly what Northwest Territories's territorial plan covers - and where supplemental health insurance can help fill the gaps.

GHIP

What's covered?

Coverage details for the Northwest Territories territorial Health Care Plan

Benefit
Details
Prescription Drugs

Northwest Territories provides coverage for prescribed medications through its public drug plan, though certain conditions, income levels, or age groups may apply. Coverage often includes essential medications, but individuals may need private or supplemental plans for full coverage.

Ambulance

Ambulance services in Northwest Territories are covered for medically necessary transportation to the nearest hospital. Some out-of-pocket expenses may apply depending on the circumstances, and certain types of transport may require private insurance.

Dental

Basic dental services are not generally covered by the public health system in Northwest Territories. However, some services may be available to children, seniors, or those in low-income brackets through specific government programs.

Vision

Routine vision care such as eye exams and corrective lenses are not covered under Northwest Territories's health plan, except for certain groups like children and seniors. Medical treatments related to eye diseases are typically covered.

Hospital

Hospital stays, including medically necessary surgeries and treatments, are fully covered for residents of Northwest Territories under the provincial health insurance plan. This includes diagnostic tests, surgeries, and inpatient care.

Paramedical

Northwest Territories may offer limited coverage for paramedical services, such as physiotherapy or chiropractic care, primarily for those with specific medical needs or through supplementary programs.

Hearing aids

Coverage for hearing aids in Northwest Territories is limited, often available to children or individuals with specific needs. Some government programs may offer partial subsidies, while most adults will require private insurance or out-of-pocket payments.

Medical equipment & supplies

Medical supplies such as prosthetics, orthotics, or other essential devices may be covered under Northwest Territories's health plan for individuals with specific needs. Coverage typically depends on income or medical necessity, with some costs potentially requiring private insurance.

Nursing & home care

Nursing and home care services in Northwest Territories are available to eligible individuals, often those with chronic conditions or recovering from surgery. These services are typically subsidized but may involve co-payments or additional costs depending on income levels.

Accidental death and dismemberment

Accidental death and dismemberment coverage is generally not included in Northwest Territories's public health care plan. Private insurance is typically needed for this type of protection.

Out of country

Residents of Northwest Territories are covered for emergency medical services while traveling abroad, but reimbursement is often limited to the equivalent cost within the province. Travelers are encouraged to purchase additional private insurance for full protection.

Disclaimer

The content on this page is provided for general informational purposes only and may change over time. Although we strive to ensure the accuracy of the information, the details of provincial and territorial health coverage can differ and are frequently updated. For personalized advice or the most current information, we recommend reaching out directly to your provincial or territorial GHIP, or consulting with a qualified legal, tax, or insurance professional.

GHIP

Contact Information for Northwest Territories Health Care

Northwest Territories Health Care Plan

Health Services Administration Office

P.O. Box 1320

Yellowknife, NT X1A 2L9

Phone: 867-767-9061 ext. 49020

Toll-free: 1-800-661-0830

Email: hsa@gov.nt.ca

Website:Northwest Territories Health Care Plan

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