Can you have two separate health insurance plans?

It's not unusual to have multiple health insurance plans.

You can be covered under both an employee group benefits plan and an individual health insurance plan. If you have multiple plans, you would submit your claims sequentially. For instance, you would file a claim with one plan first, then submit the remaining balance to the second plan.

However, it's important to note that you cannot claim the full amount of the same expense twice.

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