Health Insurance Benefits
Nursing & Home Care
What this benefit typically includes in extended health insurance plans in Canada - and what to look for when comparing coverage.
Nursing and home care coverage assists individuals requiring medical care at home, typically following surgery, illness, or injury. It often includes:
- Visiting nurses for post-hospitalization care, wound care, or injections.
- Coverage for personal support workers to assist with activities of daily living (e.g., bathing, dressing).
- Palliative careservices provided at home for those with terminal illnesses.
- In-home therapies, such as physiotherapy or occupational therapy.
- Respite care to provide relief for family caregivers.
- Coverage usually has daily or annual limits, and may require pre-authorization by the insurer.