Hospital

Hospital benefits help cover the costs of services and accommodations in hospitals, beyond what provincial health care covers. Typically, this includes:

  • Semi-private or private room coverage, depending on the plan.
  • Accommodation upgrades when admitted to a hospital (standard provincial coverage may only cover a ward room).
  • Coverage for inpatient supplies and services not covered by provincial health plans, such as certain medical devices or treatments.
  • Extended hospital stay coverage for rehabilitation or recovery following surgery or serious illness.
  • Some plans may cover specialized care facilities in certain situations, though limits or conditions may apply.

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