Canada's Best
Health Insurance Marketplace

No, there is no physical or other medical exam required to qualify for any health or dental care plan.

Medical exams are common for other forms of insurance, such as Life, Disability, and Critical Illness insurance.

Aeva shows you all the health insurance plans available in your local province or territory.

It's important to understand that with health insurance, you generally get what you pay for. A higher cost plan will tend to offer more money for more benefits, treatments, and services. Conversely, a lower cost plan will tend to offer less money for fewer benefits, treatments, and services.

The best health insurance plan for you and your family will depend on your budget and what you can sustainably afford.

Aeva shows you all the health insurance plans available to you in your local province or territory.

Using Aeva, you can filter the available plans according to your budget.

It's important to understand that with health insurance, you generally get what you pay for. A higher-cost plan will typically offer more extensive coverage, including more benefits, treatments, and services. Conversely, a lower-cost plan will offer less extensive coverage, with fewer benefits, treatments, and services.

To be eligible for an individual health insurance plan, you must meet the following requirements (regardless of the insurance company):

Be a resident of Canada and have coverage under your government health insurance plan. You must also be at least 18 years of age on the date of application for the policy, except for children of an insured person. Quebec residents must also be registered under the RAMQ Prescription Drug Insurance Plan or have equivalent coverage under a group plan.

Note: If the plan is Medically Underwritten, it will require a medical questionnaire, and you will need to qualify medically. If you do not qualify due to your health history, there are alternative options, such as a Guaranteed Acceptance plan, available.

Individual health insurance helps to pay for health and dental expenses you may incur.

As a Canadian resident, you are covered for basic medical services by your provincial or territorial government health plan.

Individual health insurance plans in Canada are often referred to as 'extended' health care. They extend or supplement your government health plan by covering expenses that your government plan does not.

It's not unusual to have multiple health insurance plans.

You can be covered under both an employee group benefits plan and an individual health insurance plan. If you have multiple plans, you would submit your claims sequentially. For instance, you would file a claim with one plan first, then submit the remaining balance to the second plan.

However, it's important to note that you cannot claim the full amount of the same expense twice.